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Looking for a local mortgage broker in Southampton? We are here to assist you with any mortgage and insurance needs!
With access to 1,000s of mortgage products from 90 different lenders, we are confident that we’ll be able to find and secure the right solutions for your unique circumstances.
The Mortgage Decisions team here in Southampton is available 5 days a week, supporting our customers every step of the way.
Our local mortgage brokers are experts in:
We can also help you protect your and your family future with one of our insurance products.
73 The Avenue
Southampton
SO17 1XS
Telephone: 023 8254 4544
Email: hello@mortgagedecisions.co.uk
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.
Operating in Southampton and the Hampshire area, Mortgage Decisions specialises in a wide range of mortgage products, such as first-time buyer, self-employed mortgages, remortgages, and many others.
We are devoted to finding our customers the most competitive offerings in the industry, including those that may not be accessible to the general public. We’re able to do this thanks to our diverse network of lenders that we’ve established over the years, including credit unions, major banks, and private lenders.
Professional customer service is one of our top priorities. Our team of experts work hard to ensure that they leave no stone unturned, guiding you through the entire process: from comparing lenders to submitting applications.
We will handle all the complexities of mortgage products on your behalf, negotiating terms and interest rates with lenders in order to secure the best solutions for your unique needs.
Southampton is a bustling city on the South coast of England, with numerous great reasons to consider buying a home here.
Known for its significant role in the maritime sector, Southampton has a thriving economy with growing retail and tech industries as well as great employment opportunities. The city is also well-connected to the rest of the UK, offering convenient links to other major cities.
Moreover, the cultural scene in Southampton is buzzing with plenty of amenities and activities available, including art galleries, music venues, and the renowned Mayflower Theatre. If you love the outdoors, you will also enjoy the city’s close proximity to two popular nature areas: the South Downs National Park and the New Forest National Park.
Families with children can take advantage of Southampton’s excellent educational institutions, with a good selection of junior, primary, secondary, and private schools, as well as the University of Southampton.
The housing options in Southampton vary from modern flats to charming cottages, however, the cost of living is considerably lower compared to some of the other coastal cities, such as Bournemouth and Brighton.
Are you in search of a reliable mortgage broker in Southampton?
Whether you are a first-time buyer or a landlord, we can help you with a range of different mortgage and financial protection products!
Although obtaining a mortgage as a first-time buyer is known to bring fewer complications, we understand that the process can still be overwhelming.
Our experienced team of brokers will handle the legwork of reaching out to lenders, negotiating the most favourable terms, and submitting applications for you, freeing up your time to focus on more important things.
We are determined to help you take your first step on the property ladder with the most suitable lender and first time buyer mortgage product for your financial situation.
Wondering whether your property in Southampton could have a better mortgage deal? You’re in the right place!
Switching to a different lender or negotiating a more affordable deal with your current mortgage provider can be a time-consuming and complex process. However, with our in-depth understanding of the available remortgage products and years of experience in the industry, we can find the best solutions for your circumstances.
Our team of specialists will start by evaluating your financial situation and goals, explaining your options and providing detailed insights. Once we establish the best course of action, we will tailor our search to secure the most competitive rates and terms for your remortgage.
Looking to buy a newly constructed home in Southampton? Let us assist you in this exciting journey!
New builds offer many advantages to homeowners, whether it’s your first home or you already own a property. They are often designed with contemporary living in mind, equipped with modern features, smart home appliances, and energy-efficient technology.
Some developers also offer customisation options, allowing buyers to select fittings and finishes to personalise their homes based on their own preferences.
Opting for a newly-built home is not only a convenient option, but can also save you valuable time and money. These properties are typically built to be more sustainable and energy-efficient, which results in lower utility bills. Buyers can also benefit from warranties and guarantees from the builder, covering various defects or appliance breakages.
If you are looking to get a new build mortgage, you may be able to apply for one of the government-backed schemes for a more affordable deal. We can help you find eligible properties and complete your application.
Buy-to-let mortgages are for individuals who are looking to buy a property with the goal of renting it out to a tenant, as opposed to residing in it themselves.
Due to the rental income you will receive as a landlord and the associated tax implications, buy-to-let mortgages tend to involve more considerations and complexities than residential mortgages. This typically results in higher interest rates and less favourable terms.
Our experienced team of brokers is here to help you finance your property investment with the most favourable mortgage terms we can find. With our large network of different lenders, we have access to products that may be not available to the general public.
Mortgage Decisions is an established partner of several housing associations which offer properties eligible for purchase with the government-backed Shared Ownership scheme.
We have a team of specialists that will happily assist you in securing your perfect home with the most suitable shared ownership mortgage for your budget and needs.
Proving your financial stability to a lender can be tricky as a self-employed individual, particularly if you do not earn a consistent income.
However, with the right advice and guidance from a self employed mortgage broker, you will be able to obtain a mortgage product tailored to your unique circumstances.
At Mortgage Decisions, we specialise in guiding self-employed individuals through the complexities of the mortgage industry, helping them find and secure the most favourable rates and terms.
Protect your family’s financial future with our comprehensive selection of life insurance products. Our policies offer the much-needed peace of mind, knowing that your loved ones would be able to meet their financial commitments in the unexpected event of you passing away.
We have a team of professionals to talk you through the different options and help you choose a policy that best represents your financial situation and family needs. We offer various coverage types, including whole of life, level term, and decreasing term insurance, tailored to different circumstances.
Throughout my process I have liaised with Toby and Louis. Always professional, friendly and informative every step of the way. Keeping me updated at all times in what is a most exciting time for me. Am so very grateful. Thankyou!!!
CarolineI was highly impressed with the mortgage services provided. My needs were somewhat complex (some mortgage brokers refused to help me at all), but they managed to find me the best deal.
Fee MThank you, Kevin, and Beccy for a proactive service securing a better than expected mortgage rate.
Sarah TThe best mortgage advisors in our opinion. I was kept up in the loop from day one. Extremely friendly and professional service. Thank you once again.
Pawel WAs a first time buyer, I was in the dark on how the process worked but having the support Beccy and Mark throughout made our journey a lot easier. Both friendly, approachable and knowledgeable a broker. I would recommend.
Jonathan P
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