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Are you in search of a reliable mortgage broker in Park Gate? Our local team of specialists is ready to help you with all of your mortgage and protection needs!=
We have years of experience in the industry and a well-established network of 90 different lenders, providing us access to 1,000s of mortgage products. The brokers at Mortgage Decisions support our customers every step of the way: from finding the most suitable solutions to submitting the application.
Our local mortgage brokers are experts in:
With mortgage brokers in various Hampshire locations including Winchester, Southampton, Farnham, Bishops Waltham, Chandlers Ford, Alresford, Romsey and Alton, you are never too far from mortgage help.
39a Middle Rd
Park Gate
Southampton
SO31 7GH
Telephone: 01489 358888
Email: hello@mortgagedescisions.co.uk
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
8.30am – 6.00pm
With access to 1000s mortgages from over 90 high street lenders, we can help you find the right mortgage. Our five-star Google reviews back this up. Call us now and speak to a member of our experienced team.
At Mortgage Decisions in Park Gate, we pride ourselves on being the trusted partner for our clients, helping them navigate the complex world of mortgages. With our extensive industry know-how and knowledge of the local market, we offer a bespoke service based on your individual needs.
Our dedicated team of experts will take their time to fully understand your unique circumstances and base their research on them. We have established close relationships with a wide network of lenders over the years, including major banks, credit unions, and private lenders. This means that we are able to access some of the most competitive mortgage rates, which may not be available to the general public.
Whether you’re a first-time buyer or a landlord, your experience with us is our top priority. Our professional team will guide you through the whole process, taking care of the tedious details for you. Mortgage Decisions’ client-centric approach and personalised service is reflected in our 5-star customer rating on Trustpilot reviews.
Situated in Hampshire, Park Gate is a charming village that promises a well-balanced blend of urban convenience and suburban tranquillity.
The town features a great variety of local amenities, including shops, restaurants, cafés, and social clubs. Park Gate is also within a short distance of popular scenic spots, such as Holly Hill Woodland Park, perfect for nature lovers or families with children.
With its convenient location between Southampton and Portsmouth, Park Gate boasts excellent transport links for commuters. Both the Swanwick railway station and the M27 motorway are easily accessed from the village.
Families will appreciate the educational facilities in and around Park Gate, including the Park Gate Primary School and nearby secondary schools.
There are also many opportunities for higher education provided by nearly universities (Portsmouth and Southampton), as well as numerous colleges in the area.
Navigating the complex world of mortgages can be overwhelming for a first-time buyer. Our goal is to make this process as easy for you as possible!
Our knowledgeable team will handle the legwork of reaching out to the lenders and negotiating the most competitive terms. We are here to support you with the ins and outs of first-time buyer mortgages, explaining the different options and government schemes available, based on your financial situation.
Thanks to our extensive network of lenders, we are confident that we can help you find the most suitable mortgage product for your first home.
Remortgaging can be an effective way to reduce your monthly mortgage repayments and interest rates. Whether you want to switch to a different lender or negotiate a better deal with your current one, you’ve come to the right place!
Our brokers will thoroughly assess your current terms and outline your remortgage options. We will research and compare the most suitable products, as well as negotiate with the lenders on your behalf, at no extra cost.
With access to exclusive mortgage products, some of which are not available to the public, our team will be able to secure competitive rates and personalised terms.
Want to buy a new build home in Park Gate? Let us help you turn that dream into reality!
New build properties can offer various advantages to homeowners. These homes are typically designed with modern living in mind, featuring smart home systems and energy-efficient technology. This means that you can enjoy lower utility costs from day one.
Additionally, new builds often come with the peace of mind of warranties and guarantees provided by the developers. Many of them also offer customisation options, allowing you to pick the perfect finishes for your brand-new home.
We can help you secure a new build mortgage.
Those looking to buy a property with the goal of renting it out have to obtain a buy-to-let mortgage. This type of mortgage involves more complexities and tax implications, which often leads to a more expensive product.
Mortgage Decisions hold years of experience helping landlords secure their investment properties with the most favourable mortgage terms available. Whether you are a first-time landlord or a seasoned property owner, we will handle this process for you, leaving you to focus on what really matters.
The government-backed Shared Ownership scheme provides an excellent opportunity for buyers to take their first step on the property ladder with a limited budget.
It allows you to purchase a percentage of the property, paying rent on the remaining share. As your financial situation improves, you can gradually increase your ownership too.
We have a team of professionals to assist you in securing your dream home with the help of this scheme.
Self-employed individuals are known to have a harder time getting an affordable mortgage product. However, our specialists are here to provide you with valuable advice and guidance in your journey towards homeownership.
We will help you build the strongest case possible, ensuring that your accounts prove your financial stability effectively. Our aim is to significantly expand your mortgage options as a self-employed buyer and negotiate the most favourable rates and terms for your unique circumstances.
Here at Mortgage Decisions, we understand the importance of securing your family’s financial future. We provide a comprehensive selection of life insurance products, tailored to your individual needs.
From whole life policies to critical illness cover, our experienced consultants will guide you through the available options and help you choose the right level of protection for you and your loved ones.
To find out more, call us on 01489 358888.
I was highly impressed with the mortgage services provided. My needs were somewhat complex (some mortgage brokers refused to help me at all), but they managed to find me the best deal.
Fee MFantastic service from Mark on securing me a mortgage offer under my difficult circumstances, thanks for all the work and effort. A real asset to the business.
LR OExcellent service with friendly staff who help you every step of the way. Russell and Max have been fantastic, professional and understanding throughout the process. Thoroughly recommend!
Timi OThroughout my process I have liaised with Toby and Louis. Always professional, friendly and informative every step of the way. Keeping me updated at all times in what is a most exciting time for me. Am so very grateful. Thankyou!!!
CarolineKevin and Beccy provided a wonderful service and I highly recommend utilizing them for your mortgage needs. They worked diligently for us especially as we were international buyers. 5 stars!
Myles T
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