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MORTGAGE MATTERS – JANUARY

The Bank of England held the interest rate at 5.25% in December, increasing hopes that rates may have peaked for consumers and financial markets. Swap rates have fallen for five...

MORTGAGE MATTERS – DECEMBER

Despite the turbulent end to last year, the mortgage market is finishing 2023 on a more positive note, with an improving outlook to 2024. Confidence and demand are improving as...

Mortgage Matters November 2023

MORTGAGE MATTERS – NOVEMBER

Mortgage rates continue to edge downwards, the average two-year fixed mortgage rate is 6.29% and the five-year is 5.87%, down from 6.67% and 6.17% respectively since the start of September...

MORTGAGE MATTERS OCTOBER 2023

MORTGAGE MATTERS – OCTOBER

Following the Bank of England’s decision to unexpectedly hold interest rates at 5.25% after better-than-expected inflation figures, lenders have been given a boost of confidence. With the increasing economic certainty,...

MORTGAGE MATTERS MASTER SEPTEMBER 2023

MORTGAGE MATTERS – SEPTEMBER

As inflation continues to cool, currently at 6.8% down from 7.9% in June (ONS), mortgage rates have been creeping down over recent weeks. The average cost of a two-year fixed...

SOUTHERN AFFORDABLE HOMES SHOW

Proud sponsors of the Southern Affordable Homes Show!

Mortgage Decisions is proud to sponsor the Southern Affordable Homes Show, the south’s largest shared ownership show. With access to thousands of new homes from Dorset to Sussex and the...

MORTGAGE MATTERS AUGUST 2023

MORTGAGE MATTERS – AUGUST

Inflation is finally showing signs of easing, having dropped to 7.9% in June, its lowest level in over a year, a good initial indication that we are on the road...

MORTGAGE MATTERS JULY 2023

MORTGAGE MATTERS – JULY

With the Bank Rate at a new 15-year high, mortgage rates have risen again. In light of stretched affordability, the majority of lenders are committed to supporting customers and increasing...

MORTGAGE MATTERS MASTER JUNE 2023

MORTGAGE MATTERS – JUNE

The mortgage market in the context of the UK economy Despite prevailing challenges, economic forecasts are improving, inflation is falling and there are signs that cost of living pressures are...

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Throughout my process I have liaised with Toby and Louis. Always professional, friendly and informative every step of the way. Keeping me updated at all times in what is a most exciting time for me. Am so very grateful. Thankyou!!!

  • 5 star review on TrustPilotCaroline

This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.

  • 5 star review on TrustPilotMegan

Excellent service with friendly staff who help you every step of the way. Russell and Max have been fantastic, professional and understanding throughout the process. Thoroughly recommend!

  • 5 star review on TrustPilotTimi O

I would recommend using Mortgage Decisions as they made the process of choosing my first mortgage so easy to understand . They were very knowledgeable on all the products available ,but mostly they were prompt . Thank you in-particular to Toby and Louis.

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Very efficient service from start to finish. Good communication. Impressed all round.

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