Something for First-Time Buyers

By Beccy Stephenson on

Blog

Looking for your first mortgage?

Buying your first home can seem like a daunting prospect and it could be the biggest financial commitment you make in your lifetime!

Trying to find the right mortgage for you can take up a huge amount of your time and the role of a Mortgage & Protection Adviser is not only to do this on your behalf but to explain the process as it happens.

Getting your first mortgage

Typically, all buyers, not just first-time buyers, will search for properties they think they can afford first and worry about agreeing on a mortgage in principal further down the line. We always recommend that you speak to a Mortgage & Protection Adviser as early as possible – this will mean you understand exactly what you can afford and potentially prevent heartache later on.

Having a small deposit can impact the options you have when it comes to mortgages, however, as a first-time buyer, there are specific mortgages available to you – such as Help To Buy – something else your adviser can help you with.

To progress your mortgage, you will need to make sure that you have your finances in order and your adviser will walk you through all the documentation you’ll need to move forward at this point.

We have access to 1,000’s mortgages from over 90 lenders. Our approach is simple, let us help you find the right mortgage for you, stress-free.

To speak to one of our Mortgage & Protection Advisers, please call us on 08454 500200 or contact us here.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.

Beccy Stephenson
Beccy has over 14 years’ experience in the financial services industry, assisting and liaising with clients to ensure that their journey throughout the homebuying process runs smoothly. Helping clients to achieve their financial goals is something that Beccy feels is very rewarding. She also supports her colleagues by sharing her knowledge and enthusiasm for the business.
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Excellent service with friendly staff who help you every step of the way. Russell and Max have been fantastic, professional and understanding throughout the process. Thoroughly recommend!

  • 5 star review on TrustPilotTimi O

This is my first experience with getting a mortgage, but Rob explained everything clearly, answering all my questions, and helped me get the best mortgage for me. Louis also helped by keeping me updated with the progress of the application and chasing the lender on my behalf. Overall, a positive experience.

  • 5 star review on TrustPilotMegan

Would give them more stars if possible! John and Russell being on-hand, promptly respond and chase updates, they are unbelievably exceptional.

  • 5 star review on TrustPilotKarim A

Chawley and Amber have both been extremely helpful and accommodating throughout all stages of the process. I would highly recommend them to fellow first time buyers, as well as anyone needing mortgage advice. Thank you both!

  • 5 star review on TrustPilotAlex T

Jack and Russell were absolutely amazing and helped me secure my first mortgage with no problems at all. As a first time and solo buyer it is all very daunting but they explained everything to me and I could trust that I was in good hands regarding the securing of my mortgage offer. Their communication was brilliant as I usually had a response to any questions within a day and my mortgage offer came through so fast. Thank you!

  • 5 star review on TrustPilotChelsea W