Local Mortgage Brokers In Alton

Mortgage Decisions is a dedicated financial services company committed to finding our clients’ most suitable products and services. Operating in Alton and Hampshire, we specialise in a wide range of mortgage and life insurance products.

Working with a diverse network of lenders, from banks to credit unions and private lenders, allows us to offer a wide range of mortgage options that might not be accessible to the general public.

Our team has extensive knowledge of the mortgage industry. We offer mortgage guidance and advice, helping to steer you through the complexities of mortgage products, terms, and interest rates and find the most fitting solutions for you and your financial situation.

Our streamlined process is designed with your convenience in mind. By handling the legwork of reaching out to multiple lenders, completing numerous applications, and negotiating terms, we free up your time for more important matters.

Our priority is to find the mortgage product that suits you best. We begin by conducting a thorough assessment of your financial situation, then tailor our search for mortgages to your specific requirements. We’re here to assist you in finding the most suitable lender.

Looking for a mortgage broker in Alton? You have come to the right place.

We offer a variety of products, catering to first-time buyers, house movers, buy-to-let mortgages and more.

First-time buyer mortgages in Alton

If you’ve never owned a property or haven’t owned one for over six months, you qualify as a first-time buyer.

Different lenders follow their unique guidelines for first-time buyer mortgages. Generally, being a first-time homebuyer typically involves fewer complications, accelerating the purchasing process significantly. Searching for your first mortgage may seem complicated initially, but it doesn’t have to be. Embarking on the exciting journey of purchasing your first home in Alton, we aim to assist you in accessing the best available product tailored to your circumstances.

Remortages in Alton

Do you own a property in Alton and looking to switch to a different lender for a better or more affordable deal? We’ve got you covered.

With our expertise in the remortgage market, we possess an in-depth understanding of available mortgage products and can offer insights to tailor the best options for your specific financial situation.

Moreover, we have access to a diverse array of lenders and mortgage products, even those not easily accessible to the general public. This means we can assist in finding competitive rates and terms for your remortgage.

Our process begins by evaluating your financial circumstances and objectives and recommending the most fitting remortgage options. We’ll guide you through the application process, ensuring all necessary documents are submitted. We will act as a liaison with lenders on your behalf for no extra cost to you.

Researching and comparing various remortgage options can be time-consuming. Let us handle this for you, saving you valuable time and effort.

New Build Mortgages Alton

New-build properties are a great option for both first-time buyers and current property owners.

These homes are often equipped with the latest advancements in construction technology and contemporary design trends. Consequently, they often have modern features like open floor plans, energy-efficient appliances, and smart home technology.

New-build properties usually demand less maintenance in their initial years as everything is brand new and covered by warranties. This can save both money and time compared to purchasing an older property that necessitates renovations or repairs.

Moreover, these properties are often designed with a focus on energy efficiency and sustainable living. They commonly feature superior insulation, double-glazed windows, and highly effective heating and cooling systems, resulting in reduced utility expenses.

Many newly built properties are available through government-backed-up schemes. We can help you find a new-build mortgage to secure them.

Buy to let Mortgages in Alton

Buy-to-let mortgages cater to individuals seeking to buy property specifically for renting out to tenants rather than residing there themselves. Lenders will assess the property’s rental income potential and your financial circumstances.

Shared Ownership in Alton

At Mortgage Decisions, we specialise in a wide range of mortgage services including Shared Ownership mortgages. We can assist you in understanding the intricate process, eligibility requirements, and the available options. We work with several housebuilders in the Alton, giving us access to properties that are not yet accessible to the general public.

Mortgages for self-employed

Obtaining a mortgage as a self-employed individual is more difficult than it is for those in traditional employment. Lenders often evaluate income and financial stability differently for self-employed individuals due to the potentially less consistent and more complex nature of their earnings compared to individuals with a fixed salary.

We specialise in helping self-employed individuals secure the most advantageous mortgage product for their unique circumstances and their family’s needs. Our expertise ensures a smoother and tailored approach to finding the right solution for you.

Other mortgage products we offer at our branch in Alton:

• Forces Help to buy
• Bad credit mortgages
• Equity Release
• Self-build mortgages
• Bridging finance
• Development finance
• Contractor mortgages